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    Body to be independent from government while also being influential with government and playing a key role in the policy development process. The National Representative Body can inspire change within our communities that is informed and driven by Aboriginal and Torres Strait Islander peoples. We want to work with government and other agencies in designing and applying solutions to the social problems faced by us on a day to day and generational basis. We want to work together to overcome the poverty, inequality and injustice faced by our communities. Aboriginal and Torres Strait Islander peoples hold a unique place in our history and as first nations people have a fundamental contribution to make to ongoing national development and identity. A national body is a prerequisite to enabling this contribution through partnerships with government, the private sector and the Australian community. Thank you also to the Committee’s Secretariat for your tireless efforts. The Secretariat was based at the Australian Human Rights Commission and benefited from the contributions of many staff of the Commission over the course of the project. My thanks to the President of the Commission, the Hon Catherine Branson, for her support as we have progressed with advancing one of the most significant processes to protect the rights of Aboriginal and Torres Strait Islander peoples into the future. It sets out a vision of the substantial contribution that we hope the new National Representative Body will play over the next generation in order to ensure that our cultures and our human rights are respected and protected, and so that our children can truly enjoy equal life chances to all other Australians. With great power comes great responsibility. Although the world’s leading financial institutions are unlikely to be mistaken for superheroes, they would do well to remember that maxim as they rush to cast themselves as champions of sustainable development. Leading lenders have been quick to adopt the Equator Principles, a voluntary set of environmental and social guidelines applicable to their project finance activities. By adopting more responsible lending practices, however, lenders increase their control over project activities, potentially exposing themselves to greater liability risks. Part I of the paper sets forth the content of the Equator Principles and their impact on the operations of lenders that adopt them – called Equator Principles Financial Institutions “EPFIs”. Part II outlines the current scope of lender liability for environmental damage and describes how the steps EPFIs take to protect their project investments generate liability risks. Part III surveys existing methods for holding lenders accountable for their projects’ social and economic harms and explains why EPFIs are prime targets for such liability. The paper concludes with reflections on the Principles endeavor and the evolving liability risks that accompany sustainable financing. To help understand

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